Stewardship Series
Sophie Whitford
Pre-university programme for adolescent beneficiaries. Practical money management, philanthropy basics, exposure to family-office operations.
Modules
- Completed
Module 1 — Money Mechanics
Budgeting, banking, credit, foundational personal finance.
Completed 18 Dec 2025
- In progress
Module 2 — How Investing Works
Stocks, bonds, funds, compounding, risk vs return — adolescent-pitched.
- Available
Module 3 — Giving with Intent
Designs and runs a small family-funded giving initiative (target SGD 25k).
- Locked
Module 4 — Family Office Shadow Week
Spends one week shadowing the Chief of Staff during pre-AGM operations. Submits observations memo.
Trust release conditions
- Pending modules
Coming-of-age release — SGD 50k discretionary on completion of all four Stewardship modules. Releases on Sophie's 18th birthday at the earliest.
Trustee discretion required even after modules complete — minimum age 18 is also a hard floor.